SBA Lending

U.S. Small Business Administration (SBA) loans offer government-backed financing that enables small businesses to expand their footprint, acquire new assets, and invest in commercial real estate. SBA loans offer favorable terms, but obtaining and maintaining them requires strict adherence to regulatory requirements. To protect loan guarantees, lenders and borrowers must navigate a complex landscape of documentation, compliance, and servicing obligations. Any misstep—whether in structuring the loan, meeting SBA guidelines, or maintaining proper records—can lead to costly delays, financial penalties, and even the loss of the SBA guarantee. Experienced SBA lending counsel can mitigate these risks and streamline the lending process.

The SBA lending team at Dunlap Bennett & Ludwig brings decades of experience assisting financial institutions, non-bank lenders, and businesses in structuring, documenting and closing SBA loans. Our team has in-depth knowledge of the SBA’s regulations, helping our clients’ transactions remain fully compliant. Our firm offers a full spectrum of legal services tailored to government-backed lending programs, whether you require assistance in preparing SBA loan documentation or negotiating terms. We also assist with transactions involving fixed assets and commercial real estate.

Our work in Small Business Lending

Our attorneys use their extensive experience in SBA 7(a) and SBA 504 loan programs to work closely with lenders to ensure that loans meet all regulatory requirements and to structure loans to maximize the security of government guarantees.

OUR APPROACH TO SMALL BUSINESS ADMINISTRATION LENDING

We offer a hands-on, detail-oriented approach to SBA lending focused on smooth transactions and regulatory compliance. We work with lenders, borrowers, and title companies to facilitate efficient loan closings and mitigate risk.

SBA Loan Documentation and Closing

Our firm meticulously prepares and reviews SBA loan documents to ensure compliance with federal requirements. We assist lenders in structuring transactions that conform to the SBA’s regulations, reducing the risk of guarantee denials due to improper documentation.

Risk Management and Regulatory Support

Government-backed lending programs require precise adherence to regulations. Our legal team helps lenders assess risks, implement best practices, and resolve compliance challenges, ensuring long-term program viability.

What we do: Small Business Loans

• Draft and review SBA loan documentation to ensure regulatory compliance.
• Guide lenders through SBA 7(a) and 504 loan program requirements.
• Assist with closing and funding of SBA loans.
• Conduct due diligence to mitigate risks associated with SBA lending.
• Assist borrowers in structuring SBA loan applications and navigating regulatory requirements, including small business loans and working capital needs.

WHY CHOOSE DUNLAP BENNETT & LUDWIG FOR SBA LOAN SERVICES?

The right law firm for SBA lending will strengthen your compliance, mitigate risk, and facilitate smooth loan transactions. Our team combines deep regulatory knowledge with practical experience to provide comprehensive support for lenders and borrowers alike. We understand the intricacies of government loan programs and work diligently to protect our clients’ interests at every stage of the lending process.

• Proven expertise: Our lending team has decades of experience handling SBA loans, ensuring lenders remain compliant and secure in their lending practices. We understand financial transactions and are prepared to help small businesses manage the intricacies of the SBA loan process.
• Regulatory knowledge: With deep insight into SBA loan regulations, we help clients navigate government-backed lending with confidence.
• Efficient loan closings: Our detail-oriented approach ensures smooth transactions, reducing processing time and avoiding unnecessary delays.
• Comprehensive legal support: We offer end-to-end legal services for SBA lenders, from loan origination to servicing, collections, and litigation.
• Risk mitigation: We proactively address compliance challenges and legal risks, protecting lenders from potential liabilities and loan guarantee denials.

Partner with Dunlap Bennett & Ludwig for trusted legal guidance in SBA lending. Our firm’s expertise and commitment to excellence help lenders streamline their loan processes, secure guarantees, and protect their financial interests. Whether you are a financial institution seeking comprehensive legal support or a borrower navigating government-backed financing, our team is ready to guide you through every step of the process.